We’re here to help you save with confidence and care. From everyday savings to earning more with fixed deposits and securing your future with government-backed savings bonds, we make it easy to reach your financial goals at your own pace.
Send and receive money globally—fast, secure, and simple. Enjoy low fees and support for multiple currencies, so your money moves freely wherever you are, whenever you need it.
Every time you use our service, you’re making a real difference. We automatically offset your carbon footprint and support vital green projects—helping protect the planet for a healthier, brighter future.
Your money is protected under the official Deposit Guarantee Scheme — ensuring peace of mind with coverage up to the legal limit, no matter what happens.
Get help anytime, anywhere. Our dedicated support team is available 24/7 via WhatsApp or Email to answer questions and solve issues — fast and friendly.
Track and manage your expenses effortlessly with smart budgeting tools. Set personalized spending limits, categorize purchases, and get insights to make informed financial decisions—keeping you fully in control at all times.
Get instant notifications for every transaction—payments, withdrawals, and deposits. Stay informed in real time to easily track spending and spot any unusual activity.
We’re here to help you save with confidence and care. From everyday savings to earning more with fixed deposits and securing your future with government-backed savings bonds, we make it easy to reach your financial goals at your own pace.
A simple way to save with easy access to your funds. Earn steady interest while keeping your money safe and ready whenever you need it. Perfect for everyday saving.
Lock in your money for a fixed term with a guaranteed interest rate. Ideal for those seeking higher returns and financial stability over a set period.
Secure government-backed bonds offering fixed interest over time. A safe, long-term investment option to help grow your savings steadily and confidently.
Your funds are placed in assets like deposits with the Central Bank of Luxembourg and high-quality Qualifying Money Market Funds (QMMFs), managed by BlackRock and others. Unlike traditional banks, we don’t use client funds for risky loans. All our services are provided by the UEB Bank: UEB Bank is regulated by the Commission de Surveillance du Secteur Financier (CSSF) of Luxembourg. Your funds are kept separate from our own. In the unlikely event of UEB Bank becoming insolvent, our customers' money remains safe — even beyond €100,000. The funds in your account are yours, and yours alone.
UEB Bank has been granted a full European banking license. By law, each customer’s funds are protected up to €100,000 by the European Deposit Protection Scheme. With Identity Check and fingerprint and face recognition, the security of our customers online payments is always guaranteed.
In order to open a bank account with us, you must have a government-issued ID. Don’t worry, there’s no fussy paperwork or long wait times involved—just present your valid ID during a quick call and you’ll be up and running. It’s worth noting that you’ll also need a smartphone to use your account, and must live in an eligible country where UEB Bank operates.
UEB Bank protects your data and guarantees the highest level of security:
UEB Bank has no access to your online banking credentials, and they are double-encrypted (for additional protection) using passkeys or a one-time password that must be entered each time you try to log in).
All data transfers are transmitted over TLS-encrypted channels and are thereby protected via end-to-end encryption. We do not store your personal data against your will or without your explicit consent, UEB Bank is GDPR (DSGVO for Germany and RGPD for France) compliant, which means that you can revoke your consent to the processing of your personal data at any time.
Our operations are currently limited to Europe. In compliance with regional financial regulations and licensing frameworks, we provide banking services exclusively to clients within the European Economic Area. This geographic focus allows us to maintain the highest standards of regulatory compliance, security, and customer protection. We continue to assess potential opportunities for future expansion while ensuring adherence to all applicable legal and financial requirements.
UEB Bank offers a wide range of specialized financial services tailored to support and enhance the operations of our partner banks and financial institutions. These services include liquidity management, interbank settlement, foreign exchange transactions, and reserve management. Additionally, we provide financial advisory services, fixed-term deposits, regulatory compliance support, and access to secure payment and clearing systems, all designed to promote stability and efficiency in the financial system. Our services are available exclusively to our partner institutions and are not accessible to individual members of the public.
We make it easy to set money aside for that special something, somewhere or someone. Whether it’s for your next holiday, big purchase or a gift, we’ve made it simple for you.
Our advanced digital systems are designed to save you time — whether you’re transferring funds, applying for a loan, or managing your daily banking needs.
No hidden fees, clear terms, and straightforward communication. We provide you with full visibility over your finances so you can make informed decisions with confidence.
Our dedicated support team and personalized solutions are designed around your needs. From everyday banking to tailored financial advice, we ensure a smooth and satisfying experience for every client.