Effective Date: July 1, 2025
Financial products and services may involve financial loss. The value of investments, deposits, or other banking products may fluctuate due to market conditions, interest rates, or other factors beyond UEB Bank’s control.
• Past performance is not indicative of future results.
• Returns are not guaranteed, except where explicitly stated.
• Customers should only invest or deposit funds they can afford to lose.
• While UEB Bank is licensed and regulated by the CSSF, all deposits are subject to normal banking risks.
• Deposits in EU are protected under the European Union Deposit Guarantee Schemes Directive (DGSD 2014/49/EU) up to the applicable limit (currently €100,000 per depositor).
• Borrowing involves repayment obligations, including interest.
• Non-payment may result in late fees, legal action, or negative impact on credit history.
• Loan terms and interest rates may change according to market conditions and contractual agreements.
• Investments in financial markets are subject to market risk, credit risk, and liquidity risk.
• The value of securities may rise or fall, sometimes rapidly, due to economic or geopolitical events.
• Diversification can reduce but not eliminate risk.
• Customers should review all product documentation, prospectuses, or investment agreements before committing funds.
• Transactions involving foreign currencies may be subject to exchange rate fluctuations.
• Changes in exchange rates can increase or decrease the value of deposits or investments denominated in currencies other than Euro.
• Customers must understand the risks associated with each product before investing or borrowing.
• Customers should seek independent financial advice if needed.
• UEB Bank does not provide personalized investment advice unless explicitly agreed in a contractual service.
This Risk Disclosure Statement is subject to periodic review to comply with applicable laws, regulations, and market practices.
Customers are encouraged to review this statement regularly for updates.
For questions regarding risks or financial products:
Email: support@ueb-lux.com
